Getting new iPad insurance is important to prevent getting stuck with an expensive paperweight or having your iPad stolen. Yes, these new electronic gadgets can do just about anything you want them to do, but they are also susceptible to damage and theft. The last thing you want to do after buying one of these little gems is to have something happen and have to buy it again.
That is where iPad insurance can step in and save the day. If you do not know what insurance is, you pay a monthly premium to a provider who in turn will repair or replace your device if something happens to it. Of course there is more to it than that, but that's the basics.
There are a many factors that can affect how much your monthly premium is. One of the most influential is the deductible amount. This is the amount you are responsible for paying before the insurance company will pay out. This helps prevent a large number of small claims and saves the resources of the insurer for the more expensive issues. By choosing a higher deductible, you are agreeing to pay more in the event of a claim. If you are generally careful with your device and do not expect anything major to happen, this can be a good option to take to save some money. If something catastrophic does happen, you will at least have some protection against having to buy another one at full price.
Many iPad insurance policies will cover your device while traveling. If you do a lot of traveling for business or pleasure and plan to take your iPad with you, this can be an easy way to protect yourself while on the road. While the manufacturer's warranty will sometimes cover damage while traveling, this is not usually the case when outside the country it was purchased. It would be a good idea to double check your warranty before taking your iPad on a trip. You definitely do not want THAT surprise while you are away from home.
While on the subject of traveling, if you do not travel or do not plan to leave the country you might be able to save some money on the premium by opting out of travel insurance. Not all companies will allow this, but it can't hurt to ask. All they can do is say no.
With the portability of the tablets these days, theft is another major concern for owners. The Apple warranty will cover damage of almost any kind to your tablet, but they do not cover theft. If you frequently take your iPad out with you, especially to high traffic public areas, you should seriously consider getting insurance in addition to the warranty coverage. It's a small price to pay for a lot of protection.
Hopefully you have learned why new iPad insurance is important for your peace of mind and for the protection of your wallet. By providing financial protection against theft and damage while traveling or at home, you are free to fully enjoy the use of your tablet.
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